How to open a bank account in France

how to open a bank account in franceOpening a personal bank account for EU passport holder as a resident in France is not too difficult.

There are eight retail high street banks in France, as follows:

  • Crédit Agricole (CA)
  • BNP Paribas.
  • Société Générale.
  • Caisse d’Epargne (CE)
  • Banque Populaire (BP)
  • Crédit Mutuel.
  • La Banque Postale.
  • LCL.

Requirements are a Passport, occasionally a birth certificate/marriage certificate and proof of address, such as a utility bill or a Rental Agreement.
If in the process of buying a property and you are to be resident then a Compromis de vente or Deeds will generally suffice.

Accounts can be opened very quickly with a deposit but cheque books and bank cards can take up to a couple of weeks to arrive.

Please note, Bank charges vary from Bank to Bank with some carrying a basic charge for having an account.

Do check to see if there are charges for internet banking.

There is normally a card charge which is deducted as a monthly debit, with additional charge for an additional card.

  1. Stepaul
    | Reply

    Well, I opened an online account with Credit Agricole Britline for house purchase and day to day current account use. They have proved to be very helpful, reliable, and respond quickly to any enquiry. Their charges seem reasonable. Of course I have no French comparitor!

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